Thank you for choosing FitInsured. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our services. Please read this policy carefully to understand our practices.

1. Information We Collect

To provide you with FitInsured’s services, we may collect the following types of information:

A. Personal Information

Information you voluntarily provide, such as:

Full name, email address, phone number

Date of birth, gender

Insurance policy details

Billing and payment information

B. Health and Fitness Information

To offer tailored health solutions, FitInsured may collect:

Activity data (e.g., step count, heart rate, calories burned)

Data from connected wearable devices or health apps (e.g., Fitbit, Apple Health)

Health-related details voluntarily shared (e.g., weight, fitness goals)

C. Usage Data

Information about how you use our services, including:

Device information (IP address, browser type, operating system)

App activity, log files, and session data

Cookies and similar technologies (see Section 6 below)

D. Third-Party Data

Information we receive from third-party integrations such as health apps, insurance companies, or partners (only with your consent).

2. How We Use Your Information

We use your data to:

Deliver and improve FitInsured’s services and features

Personalize your experience and provide tailored health insights

Track activity points and rewards

Communicate updates, offers, or important notifications

Facilitate insurance management and personalized health proposals

Detect and prevent fraudulent activities or misuse of services

Comply with legal obligations and enforce our Terms of Service

3. How We Share Your Information

We do not sell your personal information. We may share data as follows:

A. Service Providers

Trusted partners who help us operate and improve our services (e.g., cloud hosting, analytics, payment processing). These partners are obligated to protect your data.

B. Insurance Partners

To facilitate health-based insurance proposals, we may share limited and relevant information with insurance companies (e.g., Saman Insurance Agency) after obtaining your explicit consent.

C. Legal Compliance

We may disclose your information when required by law, such as complying with legal processes or enforcing our rights.

D. Aggregated or De-identified Data

We may share aggregated, anonymized data for research, analytics, or business purposes. This data does not identify you personally.

4. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. You may request deletion of your data at any time (see Section 7).

5. How We Protect Your Information

FitInsured implements appropriate technical and organizational measures to safeguard your data:

Encryption of sensitive data during transmission and storage

Secure access controls to prevent unauthorized access

Regular security audits and updates

However, no method of data transmission or storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar tools to:

Analyze app and website performance

Personalize your experience

Improve service functionality

You can manage or disable cookies in your device/browser settings.

7. Your Privacy Rights

As a user of FitInsured, you have the following rights:

Access: Request a copy of the personal data we hold about you.

Correction: Update or correct inaccuracies in your information.

Deletion: Request deletion of your data, subject to legal obligations.

Consent Withdrawal: Withdraw consent for data processing (e.g., integrations with third-party apps).

Objections: Object to certain uses of your information, such as marketing.

To exercise your rights, please contact us at [Insert Email].

8. Third-Party Services

FitInsured may integrate with third-party services (e.g., health apps, insurance platforms). We are not responsible for the privacy practices of these services. Please review their policies before using them with FitInsured.

9. International Users

If you are accessing FitInsured from outside [Insert Region, e.g., Iran/Canada], your information may be transferred and stored in countries where data protection laws differ. By using our services, you consent to such transfers.

10. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the updated policy or via email. Continued use of our services constitutes acceptance of the revised policy.